When you’re considering buying a home in the Bow Valley, it’s important to work with an agent who can advise you of the local Land Use Bylaws and both risks and advantages of owning property in the various areas of town.
Once Mary-Anne and Clare have identified your specific wants and needs for owning a mountain home, they will advise you of all the homes that fall within your search criteria and highlight the ones that work best for your lifestyle.
You will be continually notified of new listings, price changes and recent sales on homes that fall within your search criteria. Ultimately, this is the best way to stay informed on the activity within your targets.
When you work with Mary-Anne and Clare , you will have direct access to all new home listings that come on the market. This includes new developments, our exclusive listings and any other home for sale in the Bow Valley.
Need a recommendation for a Home Inspector, local Lawyer, builder, mortgage broker or trades persons? This team can assist you every step of the way and are always happy to help navigate you towards experienced, trust worthy businesses and resources.
Once you've found the home that catches your eye, we'll look at comparable properties in the area to help determine a purchase offer. Then we'll negotiate on your behalf with the seller to make sure you get the most favorable terms.
It's our job to look after your best interests, and we will do so at no cost to you as a buyer.
Owning a home may be your dream, but in order for the purchase to be the happy and satisfying experience it was meant to be, you need to ensure that you are financially and mentally prepared for the responsibilities that come with it.
Some people have a notion that home ownership is like renting, but with the power to have pets and paint the walls whatever color you like. However, while these privileges are available to homeowners in most municipalities, they come with the responsibilities of a mortgage, taxes and home maintenance. Preparing for home ownership requires you to take critical stock of your finances and your expectations.
The number of years it takes to repay the entire amount of the financing based on a set of fixed payments.
The process of determining the market value of a property.
A mortgage that can not be prepaid or negotiated for a set period of time without penalties.
The date on which the new owner takes possession of the property and the sale becomes final.
An asset, such as term deposit, Canada Savings Bond, or automobile, that you offer as security for a loan.
A sum of money deposited in trust by the purchaser on making an offer to purchase. When the offer is accepted by the vendor (Seller), the deposit is held in trust by the listing real estate broker, lawyer, or notary, until the closing date of sale, at which point it is given to the vendor.
The difference between the market value of the property and any outstanding mortgages registered against the property. This difference belongs to the owner of that property.
A mortgage is a loan that uses a piece of real estate as a security. Once the loan is paid-off, the lender provides a discharge for that mortgage.
The period of time the financing agreement covers. The terms available are; 6 Month, 1,2,3,4,5,6,7,10 year terms, and the interest rate will be fixed for whatever term one chooses.
I look forward to working with you and helping you reach your home ownership goals. Reach out to get in touch and start the process today. I offer: